When I was in college, I took out government loans, and got deferred payments until I graduated. (No money was due until I started earning my money). Bring the Fed's in who guaranteed the Superferry loan. With them and/or the help of the US Congress a rider bill can be done to defer loan payments for Superferry. Do the same thing for the State Loans.
Superferry then SITS IDLE while the very lawful EA/EIS is done, and no harm is done to the Neighbor islands. O'ahu will practice aloha and be patient, not grumble about missing a possible "convenience" at the risk of irreparable harm to its neighbors. Sounds simple, it is. Not political, just simple.
A Federal and state deferral of loan payments answers all, and takes the pressure off.
Aloha,
John Tyler Cragg